Loading tool…
Calculate FD maturity with rate comparison.
Loading Fixed Deposit Calculator…
FD Calculator works out the maturity amount and interest earned on a Fixed Deposit from the principal, interest rate, tenure, and compounding frequency, separating your original deposit from the interest it earns.
Fixed deposits generally use compound interest, so the maturity value is the principal grown by the periodic rate over the number of compounding periods. Because interest begins earning interest, more frequent compounding (say quarterly versus annual) yields a little more for the same nominal rate, a small but real difference worth matching to your bank's terms.
Read the maturity figure as gross: FD interest is usually taxable and banks may deduct tax at source, so your actual in-hand amount can be lower. Factor in the tax rules that apply to you when comparing the true return of different options.
Changing the rate, tenure, or compounding frequency lets you compare bank offers on a consistent basis. Everything runs in your browser with nothing uploaded. Pair it with the SIP and Compound Interest calculators to weigh fixed-return deposits against market-linked investing.
| Price | Free, no signup, no paywall, no watermark |
|---|---|
| Works on | Any modern browser: desktop, tablet, and mobile |
| Processing | In your browser, files never leave your device |
| Account required | None |
| Category | Business Tools |
Enter the deposit amount (principal)
Enter the interest rate, tenure, and compounding frequency
See the maturity amount and total interest earned
Adjust inputs to compare deposits
Calculates the maturity amount and interest earned on a Fixed Deposit
Takes principal, interest rate, tenure, and compounding frequency
Separates your deposit from the interest earned
Instant recalculation as you change inputs
Runs in your browser, nothing is uploaded
Free, with no signup and no limit on calculations
Working out what a fixed deposit will be worth at maturity
Comparing FD offers with different rates or tenures
Deciding how much to deposit to reach a target maturity amount
Understanding how compounding frequency affects returns
Match the compounding frequency to what your bank actually uses for an accurate maturity figure
Compare offers on maturity amount, not just the headline rate, tenure and compounding both matter
Remember FD interest is usually taxable, so the gross maturity figure isn't your net return
Common questions about this tool, its workflow, and what to expect before you use it.
No ratings yet. Be the first to say how Fixed Deposit Calculator worked for you.
Reviews appear here once our team has read them, so everything you see is from someone who signed in and used the tool.
Get notified about new tools, features, and tips. No spam, unsubscribe anytime.
Financial Independence Retire Early: freedom number.
Open toolDollar Cost Averaging vs lump sum comparison.
Open toolCalculate weighted portfolio returns with allocation.
Open toolCalculate risk:reward ratio with trade expectancy.
Open toolCalculate optimal position size based on risk.
Open toolCalculate pip value for forex across lot sizes.
Open toolCalculate optimal forex lot size for risk management.
Open toolCalculate required margin for leveraged trading.
Open toolWriting a roundup or tutorial? Embed the live Fixed Deposit Calculator so readers use it right on your page, or drop in a ready-made card that links to it. Free to use, always.
Preview
Calculate FD maturity with rate comparison.
Use Fixed Deposit Calculator free →Live tool (iframe)
Readers use the real, working tool right on your page, with a small credit line underneath.
Embed card (HTML)